General Liability Insurance for Florida Businesses
What is General Liability Insurance?
General liability insurance helps protect Florida businesses from third-party claims involving bodily injury, property damage, and personal and advertising injury. Whether a customer is injured at your business or your operations cause damage to someone else’s property, general liability insurance can help cover legal defense costs, settlements, and covered damages.
Common General Liability Coverages
Bodily Injury
Property Damage
Personal & Advertising Injury
Helps protect your business from third-party bodily injury claims arising from your premises, operations, products, or completed work.
Helps cover claims when your business operations cause physical damage to property belonging to a third party. General liability may help with covered repair costs, legal defense, and settlements.
Helps protect against certain non-physical claims such as libel, slander, and other covered personal or advertising injuries arising from your business activities
Products/Completed Ops
Helps protect your business from bodily injury or property damage claims arising from products you sold or work you completed after the product has left your control or the job is finished.
Protection Beyond the Policy
General Liability Insurance helps protect your business from the financial impact of covered third-party claims involving bodily injury, property damage, and personal and advertising injury. It can also help with legal defense costs, settlements, and judgments arising from covered claims.
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Legal Defense: Helps cover defense costs associated with covered liability claims.
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Settlements & Judgments: May help pay covered settlements or judgments involving bodily injury, property damage, or personal and advertising injury.
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Reputation-Related Claims: Can provide protection for certain claims involving libel, slander, and other covered advertising or personal injuries.
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Business Protection: Helps reduce the financial impact of unexpected liability claims so your business can continue operating.