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Effective Date: September 1, 2026

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Ovest Insurance Partners (“Ovest,” “we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you provide to us.

 

This Privacy Policy explains how we collect, use, disclose, and protect information obtained through our website, online forms, communications, and related services.

 

By using our website or submitting information to us, you acknowledge the practices described in this Privacy Policy.

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1. Information We Collect

 

We may collect personal information that you voluntarily provide to us when requesting an insurance quote, contacting our agency, completing an online form, communicating with us, or otherwise using our services.

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Depending on the services requested, this information may include:

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• Name

• Business name

• Mailing or business address

• Email address

• Telephone number

• Insurance coverage information

• Current or prior insurance information

• Policy information

• Claims or loss history

• Business operations and revenue information

• Vehicle information

• Property information

• Driver information

• Employee or payroll information

• Information regarding owners, officers, employees, or other insured persons

• Information contained in insurance applications or supporting documents

• Other information necessary to obtain insurance quotes, provide insurance services, or service an insurance policy

 

Certain insurance applications may require additional information. We will generally collect such information only when reasonably necessary to provide the requested insurance products or services.

 

2. Information Collected Automatically

 

When you visit our website, certain information may be collected automatically through cookies, analytics services, server logs, and similar technologies.

This information may include:

• Internet Protocol (IP) address

• Browser type

• Device type

• Operating system

• Pages visited

• Referring website

• Date and time of website access

• Approximate geographic location

• Website interactions

• Cookie or device identifiers

 

We may use this information to operate our website, understand website traffic, improve the user experience, measure marketing effectiveness, detect security issues, and improve our services.

 

3. How We Use Your Information

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We may use information we collect to:

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• Provide insurance quotes

• Obtain insurance proposals from insurance carriers, wholesalers, managing general agents, and other insurance markets

• Submit insurance applications

• Bind or place insurance coverage

• Service insurance policies

• Process endorsements, certificates, renewals, audits, cancellations, and other policy-related transactions

• Communicate with you regarding insurance products or services

• Respond to questions and requests

• Provide customer service

• Maintain agency records

• Improve our website and services

• Prevent fraud, misuse, or security threats

• Comply with applicable legal, regulatory, contractual, and insurance requirements

• Conduct other activities reasonably necessary to operate our insurance agency

 

We may also use contact information to communicate with existing or prospective customers regarding products or services that may be relevant to them, subject to applicable law and any communication preferences you have provided.

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4. Sharing Information With Insurance Markets and Service Providers

 

Insurance placement often requires us to share information with third parties.

 

We may disclose information to:

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• Insurance companies

• Insurance wholesalers

• Managing general agents

• Insurance brokers

• Insurance underwriters

• Premium finance companies

• Claims administrators

• Payroll or insurance-related service providers

• Technology vendors

• Customer relationship management providers

• Website hosting providers

• Electronic signature providers

• Payment processors

• Professional advisors

• Regulatory authorities

• Other parties necessary to quote, place, administer, or service insurance coverage

 

We disclose information as reasonably necessary to provide requested products and services or operate our business.

 

5. Sale of Personal Information

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Ovest Insurance Partners does not sell personal information for monetary consideration.

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We do not sell customer information to unrelated third parties for their independent marketing purposes.

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Information may nevertheless be shared with insurance carriers, wholesalers, service providers, and other parties when necessary to obtain quotes, provide insurance services, operate our business, or comply with applicable law.

 

6. SMS and Text Messaging

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If you provide your mobile telephone number and consent to receive text messages from Ovest Insurance Partners, we may use your number to communicate with you regarding quotes, insurance applications, policies, customer-service matters, appointments, documentation, and other insurance-related matters.

 

Message and data rates may apply.

 

Message frequency may vary.

 

You may opt out of text communications at any time by replying STOP. You may reply HELP for assistance.

 

Mobile telephone information and SMS consent information will not be sold or shared with third parties for their own marketing or promotional purposes.

 

We may share information with technology providers that assist us in delivering text messages when necessary to provide the communication service.

 

7. Email Communications

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If you provide your email address, we may communicate with you regarding insurance quotations, applications, policies, renewals, service requests, documentation, and other insurance-related matters.

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You may also receive informational or marketing communications from us where permitted by law.

 

You may unsubscribe from marketing emails by following the unsubscribe instructions included in those communications. Transactional, policy-related, or service-related communications may still be sent when necessary.

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8. Cookies and Analytics

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Our website may use cookies and similar technologies to maintain website functionality, analyze website performance, understand visitor behavior, improve website content, and support advertising or marketing activities.

 

Third-party services used by our website may also place cookies or collect information in accordance with their own privacy policies.

 

You may be able to restrict or disable cookies through your browser settings. Disabling cookies may affect certain website functionality.

 

9. Third-Party Websites

 

Our website may contain links to websites operated by insurance carriers, payment providers, premium finance companies, wholesalers, vendors, or other third parties.

 

Ovest Insurance Partners is not responsible for the privacy practices, security practices, content, or operation of third-party websites.

 

We encourage you to review the privacy policies of third-party websites before providing personal information.

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10. Data Security

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We use reasonable administrative, technical, and organizational safeguards designed to protect information from unauthorized access, loss, misuse, alteration, or disclosure.

 

However, no website, email system, electronic communication method, or data-storage system can be guaranteed to be completely secure.

 

You should avoid sending highly sensitive information through ordinary email or website forms unless specifically requested through an appropriate secure method.

11. Data Retention

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We may retain personal information for as long as reasonably necessary to:

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• Provide insurance services

• Maintain policy and agency records

• Satisfy contractual obligations

• Comply with insurance regulations

• Comply with legal or regulatory requirements

• Resolve disputes

• Prevent fraud

• Enforce agreements

 

Retention periods may vary depending on the type of information and the applicable legal or business requirements.

 

12. Your Privacy Rights

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Depending on your state of residence and applicable law, you may have certain rights regarding your personal information, which may include the right to:

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• Request access to certain personal information

• Request correction of inaccurate information

• Request deletion of certain information

• Request information regarding how personal information is used or disclosed

• Opt out of certain marketing communications

• Exercise other rights provided by applicable privacy law

 

Certain information may be exempt from these requests when retention or processing is required for insurance, regulatory, legal, contractual, fraud-prevention, or other legitimate purposes.

 

To submit a privacy request, contact us using the information listed below.

 

We may need to verify your identity before processing certain requests.

13. Insurance Privacy Notices

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Insurance transactions may be subject to additional federal or state privacy requirements concerning nonpublic personal information.

 

When applicable, Ovest Insurance Partners may provide additional privacy notices relating specifically to insurance transactions.

 

If another privacy notice provided by us applies specifically to an insurance transaction, that notice should be read together with this Privacy Policy.

14. Children's Privacy

Our website and insurance services are not directed toward children under the age of 13.

We do not knowingly collect personal information directly from children under 13 through our website.

If we learn that personal information from a child under 13 has been collected improperly, we will take reasonable steps to delete it.

15. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our business practices, technology, services, or legal requirements.

The updated Privacy Policy will be posted on this page with a revised effective date.

We encourage visitors to review this Privacy Policy periodically.
 

16. Contact Us
 

If you have questions regarding this Privacy Policy or would like to submit a privacy-related request, please contact:

Ovest Insurance Partners
Florida, United States